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Financial Counseling

LSS Financial Counseling

LSS financial counseling logoWe believe you can eliminate your debt and gain financial wellness. When you’re ready to take action, LSS Financial Counseling is here to support you.

Accredited financial counselors provide effective, convenient and judgement-free guidance. We can equip you with the knowledge and proven tools to take control of your finances.

We are a trusted nonprofit with services available in-person at offices across the state, and by phone nationwide. Visit the LSS Financial Counseling website.


Budget and Debt Counseling
Gain the skills and tools to overcome debt and manage your budget to achieve financial wellness.

Debt Management Plans (DMPs)
Create a plan with a financial counselor to lower your interest rates and shrink debt faster through one monthly payment.

Credit Report Reviews
Access your annual credit report and make sense of it with a licensed financial counselor— free of cost.

Student Loan Repayment
Understand your options and make a plan to get back on track.

Home Ownership Services
Prepare to buy a home, learn about foreclosure prevention, or get reverse mortgage counseling.

Eastside Financial Center

The Eastside Financial Center offers families and individuals opportunities to improve their financial wellbeing through a community-based approach.

The Center, located in Saint Paul, integrates financial and employment services which empower people to achieve their goals both at work and in their finances.


  • Financial and employment coaching
  • Screening for benefits programs
  • Job-seeker workshops
  • Money management education
  • Banking products
  • Free tax preparation

Learn more at the Eastside Financial Center page.


LSS Financial Counseling is proud to offer services locally and nationwide from offices in these communities:

Brainerd • Duluth • Mankato • Minneapolis • Rochester • St. Louis Park • Saint Paul • Superior, Wisconsin • Willmar