LSS Financial Counseling
LSS Financial Counseling is a trusted, holistic financial counseling service, providing nonjudgmental guidance and knowledge for more than 35 years. We believe that with the right support everyone can work toward achieving financial wellness.
Our guidance, knowledge, and tools can help you establish a budget, pay off credit card debt or student loans, purchase a home, and more. Our services are available by phone, virtually, and in person.
Our certified financial counselors offer a variety of services, including:
Budget & Debt Management Counseling
Take the first steps toward a debt-free future by getting started with a free budget and debt counseling appointment. Our financial counselors are here to assist you with creating a plan, so you'll feel confident in managing your finances; gain skills and tools to overcome debt and manage your budget to achieve financial wellness.
Debt Management Plans (DMP)
Create a nonprofit Debt Management Plan with a financial counselor to reduce your interest rates and pay off debt faster by consolidating your payments into one each month.
Credit Report Reviews
A key component to gaining control of your finances is knowing exactly where you stand financially. You can receive a free credit report once a week from each of the three major credit reporting bureaus by request. We can help you obtain a copy of your credit report and review it with you.
Student Loan Debt Counseling
Having trouble paying off your student loan debt, understanding your student loan repayment options or student loan forgiveness programs? Whether you are in school right now, in repayment, or helping a borrower, a student loan debt counselor can help you understand your options and develop a plan.
Housing Counseling
LSS Financial Counseling is accredited by the U.S. Department of Housing and Urban Development (HUD).
Homeownership
If you are considering homeownership, a HUD-certified housing counselor can help you to get your finances in order and provide support throughout the homebuying process.
Foreclosure Prevention
Review your options to prevent and avoid home foreclosure with an experienced, nonprofit HUD-certified housing counselor.
Reverse Mortgage
Our HUD-certified housing counselors provide unbiased reverse mortgage support to help you navigate the reverse mortgage process. Our experts can explain how a reverse mortgage will affect your financial situation.
For organizations and groups we offer:
Financial Choice
A financial wellness benefit designed to support the people who support your organization or the members/customers you support. This service helps reduce financial stress, improve employee retention, and boost overall well-being.
Financial Education Workshops
We offer classes and workshops on financial literacy for schools, community groups, places of worship, workplaces, and more. Our expert team can make practical financial education come alive in any setting.