Military & Veterans

Services for Active Duty Military, Veterans & Family Members

Psych Armor logoLSS Financial Counseling is uniquely positioned to provide exceptional financial services to those who have served our country. Our team of certified financial counselors has undergone PsychArmor training to better serve service members and veterans.

We partner with the Minnesota Department of Veterans Affairs (MDVA) and accept referrals through our CORE (Counseling and Case Management, Outreach, Referral and Education) service in partnership. We also serve those who do not meet CORE requirements, and many of our services are free.  

Contact us if you have questions or would like to set up a free, confidential appointment.

Customized Services to Fit Your Goals

Budget & Debt Counseling

Couple sitting in living room
“LSS made us feel comfortable with the help they provided. It relieved our anxieties. They made us feel good about it.” –Vicki and Jerry Kopplin, a U.S. Navy veteran

Gain skills and tools to overcome debt and manage your budget to achieve financial wellness.

Debt Management Plans (DMPs)

Reduce debt balances fast with a proven strategy to lower credit card interest rates and gain affordable monthly payments.

Credit Report Reviews

Learn how to improve credit scores and status, and craft a plan to reach your goals.

Financial Education and Train the Trainer
Book an interactive financial literacy presentation for your group. A wide variety of popular financial training topics are available in online or in-person settings.

Foreclosure Prevention

Review your options to avoid home foreclosure with a trained and certified specialist.

Reverse Mortgage Counseling

Access HUD approved reverse mortgage counseling. We serve seniors aged 62 years or more who are considering this type of home loan.

Student Loan Debt

Whether you are in school right now, in repayment or helping a borrower, we can help you understand your options and develop a plan.

Successful Homebuying

An LSS HUD-certified counselor can help you get your finances and credit status in order. We offer support throughout the homebuying process.

Sense & Centsibility Personal Finance Blog

Visit or subscribe to our blog for accurate, practical financial information you can use in real life. Topics include everything from budgeting and saving to relocation, student loans, lending money to your adult children and more.


MAC-V Stand Down for Veterans

Man at Financial Counseling BoothEach year, LSS Financial Counseling participates in the MAC-V Stand Down events for veterans. These events are hosted by the Minnesota Assistance Council for Veterans in partnership with local, state and federal organizations. Attendees can receive assistance with housing, legal, employment and tax issues along with local partners providing meals, haircuts and clothing.


Yellow Ribbon Reintegration Service

LSS Financial Counseling employees provide outreach at Yellow Ribbon Events, hosted by the Department of Defense in partnership with a wide variety of organizations. The focus is to promote the well-being of National Guard and Reserve members, their families and communities. These events are a place to access information on healthcare, education, employment and financial and legal benefits.


Get Started

We are here to support you. An estimated 367,000 veterans live in Minnesota. According to a recent National Foundation for Credit Counseling (NFCC) survey, members of the military tend to hold higher debt balances, fewer assets and higher debt-related expenses.

Get started online or call us today at 888.577.2227 to learn more about how our confidential services can help you achieve your financial goals.