Homeownership Services

Housing Counseling

Family on stepLSS Financial Counseling is accredited by the U.S. Department of Housing and Urban Development (HUD) to help families understand the home purchasing process, what steps to take to fix budgeting and credit problems and how to avoid predatory lending practices.

Foreclosure Prevention

LSS HUD-certified housing counselors are specialists in foreclosure prevention and will set up a plan of action designed just for you and your situation.

  • Waiting limits your options.
  • 64% of homeowners who received counseling services were able to avoid foreclosure.

Reverse Mortgage Counseling

LSS HUD-certified housing counselors provide homeowners with impartial reverse mortgage education and discuss how a reverse mortgage will affect your financial situation.

Successful Homebuying

Buying a home can be a great financial asset for you and your family. Through this service, a HUD certified counselor works with you to get your finances in order and walk you through the homebuying process. You can be sure you’re doing things right - and setting yourself up for long-term success - with our trusted support and resources for anyone considering homeownership.

Framework Course

Framework is an online course developed by the Minnesota Homeownership Center and Boston-based Housing Partnership Network. It usually takes 4-6 hours and can be a good compliment to LSS' Successful Homebuying service (above). It is $75 to complete and was created to help first time homebuyers better understand the buying process.