calculator and paper


Use these free debt and budget calculators to help manage your personal finances.

Credit Card Debt Calculator

How long will it take to pay off your credit card debt?

Mortgage Refinance

Worried about how long it will take to break even on a mortgage refinance? See if refinancing is the right decision.


Paying off the balance of the highest interest rate first is an excellent way to pay off credit card debt faster. See if it will work for you.

Accel Payroll Savings

Want to take the worry out of remembering to increase your retirement contributions?

Vice Saver

How much does your favorite vice really cost you each week, month, or year? Reducing your spending on vices like alcohol or dining out can make a substantial difference.

Incomes - One or Two

Should my spouse work? Do we make enough money after daycare expenses? Find out what is affordable for your family.


Worried about holiday spending? See how much spending on credit now will cost you later.