About Us

Our Mission

We believe people can overcome debt, build assets and achieve financial wellness.

We are a nonprofit, holistic financial wellness organization focused on financial counseling, education, growing partnerships and advocacy. 

We provide individualized, nonjudgmental support through financial counseling and education — equipping people to reach their goals and achieve financial wellness.

We have been providing free, nonjudgmental support and guidance for more than 35 years.

Our Vision

All people have the opportunity to be financially secure.

Our Approach

At LSS Financial Counseling, we equip people to take control of their finances with tangible steps and personal guidance that are the key to confidence and success. Our goal is to provide helpful, nonjudgmental support to assist you on your journey to financial wellness. We are continually improving the services we provide to meet the needs of the people we serve.

"I am so happy that I learned about LSS Financial Counseling. I am relieved that I now have a plan in place to become debt-free and am grateful for the respect shown to me by Financial Counselor, Julie Martinez. Some of the topics I discussed with her were very private and I was quite embarrassed by my financial situation. Julie treated me with dignity and did not shame me for past spending habits that were outside my means. I appreciate the assistance that LSS has provided and I am looking forward to paying off my debt!"
Monica from Minneapolis

LSS Financial Counseling Supervisor Dan Park Wins National NFCC Credit Counselor of the Year Award

While there are 32,230 credit counselors nationwide, according to the U.S. Bureau of Labor Statistics, Dan Park sets the gold standard.
Dan, financial counseling supervisor for LSS Financial Counseling, won the National Foundation for Credit Counseling’s Credit Counselor of the Year award, honoring outstanding accomplishments and excellence in pursuit of consumer financial health.


Trustworthy & Effective

With support from LSS Financial Counseling, between $9-20 million is repaid to local and national creditors annually.

LSS Financial Counseling is a nonprofit organization. This means our employees do not work on commission and we don’t try to “sell” you anything. We are here to support you on your journey to financial security.

We are accredited by the Council on Accreditation and members of the National Foundation for Credit Counseling and the Better Business Bureau.

BBB         COA       NFCC

Learn more about our community partners.


Many people avoid financial guidance because of the myths surrounding credit counseling. LSS Financial Counseling is here to set the record straight.

With help from a reputable organization like LSS and if you’re willing to take action, your financial situation will likely improve.

Read 6 Myths About Credit Counseling


We provide a respectful environment to discuss your sensitive financial matters without judgment. We listen carefully to help you identify and evaluate all realistic options. There is never any pressure.


No problem is too big and no question is too simple. We are here for you.

If you find yourself in financial chaos and don’t know where to turn, or just have questions about improving your credit score, buying a home or something else, we can help.

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woman on laptop

Our free and confidential services are available nationwide by phone or virtually. We also offer in-person appointments across Minnesota.

We have counselors who are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.

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LSS Financial Counseling