Debt Management Resources

Debt Management Resources

woman at laptop and on phone

LSS Financial Counseling understands that every financial situation is unique. That is why we offer a wide variety of debt and budgeting tools. Whether you want to read more about Debt Management Plans (DMP), ask a question or speak with a National Foundation for Credit Counseling (NFCC) certified LSS financial counselor, we have the right resource for you.

Debt Management Plan Fact Sheets

A DMP and Your Credit Report

Benefits of a DMP

DMP Questions and Answers

Websites & Articles

Does Credit Counseling Affect My Credit Score?

Beware of Debt Assistance Scams
Minnesota Attorney General

Video Resources

The Pros and Cons of Debt Management Plans (DMP)

Our nonprofit Debt Management Plan may lower your payments and reduce interest rates by consolidating your payments in one each month.


Debt Management Plans vs. Debt Consolidation Loans

Learn about the differences between Debt Management Plans (DMP) and debt consolidation loans.


The Differences Between Secured and Unsecured Debt

There are two types of debt: secured and unsecured. It is important to understand the differences between the two and the advantages and disadvantages of each.



Get Started Today

Our free and confidential services are available nationwide by phone or virtually. We also offer in-person appointments across Minnesota.

We have counselors who are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.

Get Started



LSS Financial Counseling