Student Loan Debt Resources

Student Loan Debt Resources

Get ready for student loan payments resuming [three questions to ask to prepare]
After three years of pauses in payments on federal student loans, payments will restart in October 2023. Learn how you can prepare for the day when your payments begin again.

Is the new SAVE Plan for student loan repayment right for you? [learn more]
The new Saving on a Valuable Education (SAVE) Plan, available in the fall of 2023, might be an option to make your student loan repayment more affordable.

Alternatives to student loans [reduce higher education costs]
Growing higher education costs create pressure to take on substantial amounts of student loan debt.  Read about our alternatives to student loans.

The Public Service Loan Forgiveness Program

Did you know you may be eligible to have your federal student loans forgiven through the Public Service Loan Forgiveness Program (PSLF)?


Student Loan Repayment Plan Options

Let's talk about time-based and income-driven repayment plans available for federal student loans!


What do I need for counseling?

In order for your financial counseling session to be most productive, it is helpful to have the following information available:

  • Your monthly income
  • Typical monthly expenses
  • Statements from your creditors
  • Any other information you believe would be helpful in understanding your financial situation


Get Started Today

Smiling woman on the phoneOur Student Loan Services are available for Minnesota residents by phone or virtually. We also offer in-person appointments across Minnesota.

We have counselors who are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.

Get Started



LSS Financial Counseling