Develop Healthy Financial Habits
We believe you can eliminate your debt and achieve financial wellness. When you’re ready to take action, LSS Financial Counseling is here to support you. Certified LSS financial counselors provide realistic, action-oriented, and non-judgmental guidance and support. You will receive knowledge and proven tools to take control of your finances, pay off debt, or achieve other goals such as buying your first home. This includes credit counseling.
For organizations, LSS Financial Counseling offers financial education workshops and a comprehensive financial wellness program called Financial Choice.We are a trusted nonprofit with services available in-person at offices across Minnesota and Wisconsin and by phone nationwide.
Services for Individuals
Access your credit report and review it with a certified financial counselor.
Gain skills and tools to overcome debt and manage your budget to achieve financial wellness.
Create a plan with a financial counselor to lower your interest rates and pay off debt faster through one simple monthly payment.
Review your options to avoid home foreclosure with a trusted local, nonprofit housing counselor.
Our HUD-certified housing counselors provide impartial reverse mortgage education and can explain how a reverse mortgage will affect your financial situation.
Whether you are in school right now, in repayment, or helping a borrower, we can help you understand your options and develop a plan.
If you are considering homeownership, an LSS HUD-certified counselor can help you to get your finances in order and provide support through the homebuying process.
Financial Products (St. Paul)
In partnership with Prepare + Prosper we can support you in learning about and getting started with checking and savings accounts or a credit building loan. These services are available at our St. Paul - University location only.
Healthcare Careers Program (St. Paul)
Take steps to reach your long-term career goal in the healthcare industry! This service is available at our St. Paul - University location only.
Note: LSS Financial Counseling does not provide bankruptcy services. For this support, please view this list of approved EOUST organizations that can assist.
Services for Organizations & Professionals
Organizations can offer this proven financial wellness benefit to their members or employees for one annual fee. Financial Choice is tailored to meet your goals and suit your business, credit union, bank, tribe, religious organization, or community group.
Benefits for your business or group include:
- A custom web page for your members/employees featuring your logo
- Up to four financial classes and workshops for your group per year
- Up to six one-on-one financial counseling sessions per year for each member
- Integration of financial wellness into your employee/member benefit plans
LSS offers classes and workshops on financial literacy for schools, community groups, places of worship, workplaces, and more.
LSS financial counselors teach frontline employees in human services and anti-poverty programs how to provide financial coaching.
LSS offers this service to organizations and their participants to help them build assets to create a more secure financial future and increase financial wellness.
Customized Matched Savings is a service available currently to Twin Cities employers and providers.
LSS Financial Counseling is proud to offer services nationwide and from our office locations in these communities:
Brainerd • Duluth • Mankato • Minneapolis • Rochester • St. Louis Park • Saint Paul • Superior, WI • Willmar • Virginia