Housing Counseling

Housing Counseling

Family on stepLSS Financial Counseling is accredited by the U.S. Department of Housing and Urban Development (HUD) to help families understand the home purchasing process, what steps to take to fix budgeting and credit problems and how to avoid predatory lending practices.

Homeownership Counseling

Buying a home can be a great financial asset for you and your family. Through this service, a HUD certified housing counselor works with you to get your finances in order and walk you through the homebuying process. You can be sure you’re doing things right — and setting yourself up for long-term success — with our trusted support and resources for anyone considering homeownership.

Foreclosure Prevention Counseling

LSS HUD certified housing counselors are specialists in foreclosure avoidance and prevention. They will set up a plan of action designed just for you and your situation.

  • Waiting limits your options.
  • 65% of homeowners who received foreclosure prevention counseling services were able to avoid foreclosure.

Reverse Mortgage Counseling

LSS HUD certified housing counselors provide homeowners with impartial reverse mortgage education and discuss how a reverse mortgage will affect your financial situation.

Framework Course

Framework is an online course developed by the Minnesota Homeownership Center and Boston-based Housing Partnership Network. It usually takes 4-6 hours and can be a good compliment to LSS' Successful Homebuying service (above). It is $75 to complete and was created to help first time homebuyers better understand the buying process.

Contact Us & Get Started

couple on laptopIf you would like to learn more about the services we provide or how to start receiving support, please call 888.577.2227, email us or complete our short contact form.

Our free and confidential services are available nationwide by phone. For in-person appointments view our office locations to find a location near you!

We have counselors who are fluent in English, Spanish and Hmong. Interpretation, Telecommunications Device for the Deaf (TDD), and TeleTYpe (TYY) services are available as needed.

Over the phone logo.

Phone, Virtual or In-Person Appointment

Call 888.577.2227 to schedule a phone or virtual appointment at a time convenient for you. Or set up an in-person appointment at one of our Minnesota or Wisconsin locations.

Please note: we do not provide retirement planning services or investment advice.