Sense & Centsibility Blog

Tips for a Summer of Saving!

It was a long, cold, and trying winter. So this summer brings more than just warm weather, sunshine and days at the beach. It brings happiness, time with family and even a chance to SAVE! Take a minute to think about your financial goals. Do you hope to start an emergency savings account? Or pay a little more towards your debt? Or have a little more fun money? Summer is the time to do it!

Here are ways you can soak in the summer and pad your pocketbook at the same time!

  • Lower Utility Bills- Turn off the air conditioner, open the windows enjoy the break...and save the difference.

  • Groom Your Pooch- Bust out the hose and the brush and save on the groomer.

  • Wash Your Car- You have the hose out from washing the dog anyway.

  • Have a Rummage Sale- Declutter and earn some extra money.

  • Walk or Bike to Your Destination- This will help you to save on gas and parking, plus keep you fit.

  • Grow Your Own- A garden will help you save on fresh produce.

  • Suspend Your Gym Membership- Do your workouts outdoors for free.

  • Have a Picnic- Eating out doesn’t always mean going to a restaurant

  • Take a Hike- Go on a family walk or hike for an outing.

  • Scratch a Neighbor's Back- Help a neighbor with a project and have them help you with yours. An extra set of hands is priceless. Or offer to trade dog watching or babysitting services!

  • Camping- It is a lot less than a hotel, and it may even get the kids to put down the electronics. Parents: that means you, too!

  • Date Night- Take a romantic walk instead of going to a movie.

  • Drive-in Theater- Have a family movie night outdoors. Hang a white sheet against your house and show your favorite movie.  You can rent projectors from your local office supply store.

  • Go Out to the Ball Game- Go to the local high school or college baseball game. They are usually free...and what team doesn’t want more people in the stands??

These are just a few. If you have more summer saving ideas, please let us know!

LSS FInancial Counseling can work with you in other ways to take control of your finances. Since 1987, we've been supporting people in your community so they can achieve financial wellness. Learn more about what we do by visiting our website or calling 888.577.2227. Get started today!

Author Ashley Hagelin is a Financial Counselor at LSS Financial Counseling and specializes in Reverse Mortgage Counseling.