Elaina Johannessen

Elaina Johannessen

Program Director, Debt Management Plan Operations | Duluth, MN
Elaina Johannessen headshot

Elaina is the Program Director of Debt Management Operations and Support, and is the main blogger on LSS’s personal finance blog, Sense and Centsibility. She is passionate about everyone thriving in their lives and not just surviving. In her role, Elaina shares her knowledge about the importance of saving for emergencies and retirement.

Elaina started with LSS in 2009 providing budget and housing counseling. Over the years, she supervised counselors as well as the scheduling team. She graduated from Hamline University with a Bachelor of Arts in Latin American Studies and earned her Master of Arts in Management from the College of St. Scholastica.

Prior to joining the LSS team, Elaina was a Financial and Employment Planner for the Wisconsin Works (W2) program, providing case management to low-income families.

Elaina has been interviewed by NerdWallet, and her blogs have been published by America Saves and the National Foundation for Credit Counseling (NFCC). She presented at the national Prosperity Now conference regarding her work to help people on Debt Management Plans weather financial volatility.

LSS Financial Counseling
424 W. Superior Street, Suite 600 
Duluth, MN  55802