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Personal Finances & Estate Planning

Personal Finances & Estate Planning

Finance

LSS offers a wide range of services to help older adults achieve financial wellness and to protect their financial assets. Our person-centered services are designed to preserve the integrity, independence and well-being of individuals. 

Estate planning

Lutheran Social Service of Minnesota has the breadth of services and the professional, trustworthy experience to help you with your legal, medical and financial affairs.  

Estate Services include:   

Financial Counseling 

LSS offers a wide range of services to support older adults in achieving financial wellness. These include support that allows individuals to remain living at home, financial counseling on reverse mortgages, credit, budgeting and debt, student loans and more.

Guardianship and Conservatorship 

LSS Guardians are appointed by the court to provide Guardianship/Conservatorship services to adults who need help making decisions regarding their health care, living situation and/or finances. 

Home Energy Assistance  

The Energy Assistance Program provides an important resource to help income-eligible households manage their utility bills. This service is funded by the State of Minnesota. 

Identity Theft 

Learn the basics on identity theft and how you can protect yourself. 

Pooled Trust 

A Pooled Trust is a financial investment tool used to preserve funds that will enhance the quality of life for individuals with disabilities. Establishing a Pooled Trust can help protect eligibility for public benefits while still maintaining assets from other sources.