woman and girl smiling
Services to Support Your Financial Wellness

Financial Choice for Toro Credit Union Members

Toro Credit Union’s Financial Choice service through LSS Financial Counseling offers many benefits to our members. Through this benefit, our members and their immediate family members have access up to six free financial counseling sessions per year.

Everyone can benefit from a financial check-up. All sessions with an LSS Financial Counselor are free and confidential. Appointments are available in-person, by phone or online.

LSS Financial Counseling is an experienced nonprofit, full-service credit counseling agency.

Answers to frequently asked questions

Call to get started: 800.528.2926 (Toll-free)

Get started online

What can you accomplish with one of our Certified Financial Counselors?

  • Establish a budget
  • Improve your credit score
  • Consolidate your payments with a Debt Management Plan
  • Manage your student loans
  • Buy and protect your home
Married couple.
Free and confidential debt and budget counseling to help you develop a plan of action.
Family of three.
Preparing to buy a home, foreclosure prevention and reverse mortgage counseling.
College graduates discussing debt.
Understand your options and make a plan to get back on track.

What people have to say about LSS Financial Counseling:

“I greatly appreciate the assistance and support from my financial counselor. They did an amazing job and I have made several recommendations to others to reach out to LSS for Financial Counseling.”

“I cannot thank LSS Financial Counseling enough for saving us on all that interest we have been paying for so long and for finding a payment plan that works for our family. I see a debt free life for us so much sooner than we thought possible.”

Over the past decade, our Financial Choice partners’ employees and family members have paid off millions of dollars in debt and laid the groundwork for a secure financial future. Call 800.528.2926 today.