Sense & Centsibility Blog

10 Signs You May Be In Credit Trouble

Is your debt stressing you out? Do any of these sound like you?

  1. FinancesCharging more each month that you make in payments.

  2. Paying only the minimum amount due on your credit cards.

  3. Using credit and cash advances for items that used to be purchased with cash, like gas and groceries.

  4. Having a total credit balance that rarely decreases.

  5. Being at or near your credit limit and applying for new cards.

  6. Needing a consolidation loan to pay existing debt.

  7. Not knowing the total amount you owe.

  8. Never opening your mail or answering the phone in fear of debt collectors contacting you.

  9. Making late payments consistently.

  10. Experiencing feeling of anxiety and stress whenever you use your credit cards.

Do any of these sound like you? We've all had moments of financial chaos. I get that. But if debt starts to affect you more often than not, give us a call at 888.577.2227 or visit our website at We can help. A financial counselor can help look at your debt picture and make a plan to move forward.