Eastside Financial Center Lobby

Checking and Savings Accounts

Manage and save your money with a checking or savings account. Apply for an account at the Eastside Financial Center. Sunrise Banks logo

Using a check cashing service can cost you a significant amount of money. A household without a bank account can spend up to $40 per paycheck (Brookings Institute).  At this rate, a full-time worker without an account could potentially save up to $40,000 during their career by direct depositing to an account instead of check cashing services. 

To discuss your banking options or apply for an account either come into our office or call 651-771-2566 x203 for more information.

The Eastside Financial center offers two types of accounts through our partnership with Sunrise Banks (Member FDIC).   

Special Thrift Savings Account

This account is only available at the Eastside Financial Center. It is geared towards people who have blemishes in their banking history. Your credit history is not a factor in eligibility.


  • No enrollment fee
  • No minimum balance to open
  • No monthly minimum balance
  • Variable interest rate paid monthly on daily balance
  • Quarterly statement fee of $1.50, waived if you sign up for e-statements
  • Unlimited in person and ATM withdrawals
  • Six free electronic withdrawals per month (Federal regulations only allow 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party)


Primary Checking Account

This option is a personal checking account.


  • $100 minimum balance to open
  • $5 Monthly maintenance fee, waived if you maintain a $200 average daily balance or have direct deposit into this account
  • Free e-statements - $1.50 monthly charge if you choose to receive paper statements. (Paper statements are the default for all accounts. The $1.50 fee will be waived if you sign up for e-statements. The fee waiver begins the first full month you have e-statements.)
  • Free MasterCard Debit Card
  • Free Online Banking and Bill Pay
  • Free welcome package of checks and deposit tickets

What to bring/required documents:

  • Identification (one of the following items)
    • Valid Minnesota driver’s license or valid Minnesota State ID
    • Valid Military ID
    • U.S. Passport
    • Out-of-state ID & valid Minnesota resident application receipt with current address (receipt must have been issued in the past 30 days)
  • Social Security Number is required for only US citizens
  • Phone Number
  • E-mail address (if you do not have one, Eastside Financial Center staff can assist you in setting one up)

If you have any questions about documents or information needed to apply for an account, please call 651-771-2566 x203