For In-person or
Phone Counseling
CALL US
888.577.2227

  
For Online
Bankruptcy Counseling
CLICK HERE

OR
  
For Online Budget and
Debt Counseling

CLICK HERE

  
OR
   
For Any Questions
CONTACT US

  
LSS Financial Counseling is a service of Lutheran Social Service of Minnesota which serves all people regardless of race, color, creed, religion, national origin, sex, sexual orientation, disability or age.
 

 

 

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LSS FINANCIAL COUNSELING SERVICE
A CONSUMER CREDIT COUNSELING SERVICE PROGRAM

  

Frequently Asked Questions

FAQs are answered with Fact Sheets in Adobe Acrobat PDF files. If you need the Acrobat Reader, click on the icon below.

Why choose LSS Financial Counseling Service?

What is a Debt Management Plan?

Will a Debt Management Plan affect my credit rating?

How can I get a free copy of my credit reports?

How can I establish a positive credit record?

What are some tips for dealing with creditors I owe?

What if I fall behind on my home mortgage?

What if I am behind on my income taxes?

What is bankruptcy?

What is a reverse mortgage?

How can I teach my children to be money-smart?