About Us
Our History
LSS Financial Counseling Service has offered credit
counseling services since 1987 and is one of the largest
providers of full-service, community-based financial
counseling in Minnesota. Our financial counselors are
trained to work with all people, including those who are
facing financial crisis. We have offices statewide and also
serve the country by phone and online counseling services.
The mission of LSS
Financial Counseling Service is to:
"Help
people achieve financial peace of mind through full-service,
thoughtful, and trustworthy counseling and education. We will
accomplish this through a commitment to ongoing financial
counseling, education, public advocacy, and client service
excellence."
An Accredited Agency
LSS Financial Counseling is a member agency (CCCS) of the
National Foundation for Credit Counseling, a member of Better
Business Bureau, is licensed by the Minnesota Department of
Commerce, and accredited by the Council on Accreditation for
Children and Family Services. All information you provide us
remains confidential and will be used only to serve you.
Certified Financial Counselors
All of our counselors have passed tests to become Certified
Consumer Credit Counselors through the National Foundation for
Credit Counseling. In addition, our counseling staff includes
certifications in housing counseling, foreclosure prevention,
and reverse mortgage counseling.
How is LSS Financial Counseling Service
Funded?
Our funding comes from charitable and corporate grants, client
fees for some services, and contributions from creditors who
participate in our Debt Management Plans (DMP). Because
creditors have a financial interest in getting paid, most are
willing to make a contribution to help fund our service. These
contributions are usually calculated as a percentage of payments
you make through your DMP. However, your accounts with creditors
will always be credited with one hundred percent of the amount
you pay through us. We will work also with all your creditors
regardless of whether they contribute to our service.
