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I am so happy that I learned about LSS financial counseling. I am relieved that I now have a plan in place to become debt free and am grateful for the respect shown to me by Financial Counselor, Julie Martinez. Some of the topics I discussed with her were very private and I was quite embarrassed by my financial situation. Julie treated me with dignity and did not shame me for past spending habits that were outside my means. I appreciate the assistance that LSS has provided and I am looking forward to paying off my debt! --Monica from Minneapolis