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"I contacted LSS after going through an out-of-state, big name credit counseling service. They were hard to communicate with, and the repayment process was burdensome and difficult to follow. LSS took me in, assessed my situation, and gave me an individual plan. They were more interested in my total well-being, than in just signing up for debt repayment. My counselor encouraged me to be sure I had basics and necessities taken care of first. And he did not want me to be overwhelmed. I felt the solutions were helpful, and the process to sign up was made easy. The payment options are very user-friendly. I would recommend this to anyone, and remember, you are not alone with help from LSS."----Becky from Minnesota