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For Individuals

  • Housing Counseling

    LSS Financial Counseling is accredited by the U.S. Department of Housing and Urban Development (HUD) to help families understand the home purchasing process, what steps to take to fix budgeting and credit problems and how to avoid predatory lending practices.

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    Foreclosure Prevention

    LSS HUD-certified housing counselors are specialists in foreclosure prevention and will set up a plan of action designed just for you and your situation.

    • Waiting limits your options.
    • 64% of homeowners who received counseling services were able to avoid foreclosure.
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    Reverse Mortgage Counseling

    LSS HUD-certified housing counselors provide homeowners with impartial reverse mortgage education and discuss how a reverse mortgage will affect your financial situation.

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    Homebuyer Education

    FRAMEWORK™ is a high quality, fun way to learn how to be a smart, confident and successful homeowner. It provides the facts you need to become well-informed about every step in the process. Homebuyer Education is a service provided by the Minnesota Homeownership Center.


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